XRP DCA calculator
See what buying XRP (XRP) on a regular schedule would have returned. The default below is $100 every week since Jul 13, 2023; change anything to run your own backtest.
Buying $100 of XRP every week from Jul 13, 2023 to Nov 1, 2026 means 173 purchases totaling $17,300. That stack would be worth $23,015, a gain of +33%.
- Total invested
- $17,300
- XRP accumulated
- 18,425
- Average cost
- $0.9389
- Price on end date
- $1.25
DCA vs lump sum
Investing the same $17,300 all at once on Jul 13, 2023 (at $0.8177) would be worth $26,427 (+52.8%). In this period the lump sum came out ahead, which is typical when prices mostly rise.
Year by year
| Date | Price | Invested | Value | Return |
|---|---|---|---|---|
| Dec 31, 2023 | $0.6154 | $2,500 | $2,638 | +5.5% |
| Dec 31, 2024 | $2.08 | $7,700 | $26,988 | +250.5% |
| Dec 31, 2025 | $1.84 | $12,900 | $27,802 | +115.5% |
| Nov 1, 2026 | $1.25 | $17,300 | $23,015 | +33% |
XRP DCA by start year
What $100 every week would be worth today, depending on the year you started.
- Starting in 2023 gave the best result so far: +33%.
- Starting in 2025 gave the weakest: -29.7%.
- 2 of 4 start years are in profit today.
- XRP peaked at $3.55 on Jul 22, 2025 and trades 64.8% below that high today.
- Its deepest fall in this data was 72.1%, from Jul 22, 2025 to Aug 16, 2026.
| Started | Invested | Value today | Return |
|---|---|---|---|
| 2023 | $17,300 | $23,015 | +33% |
| 2024 | $14,800 | $17,544 | +18.5% |
| 2025 | $9,600 | $6,748 | -29.7% |
| 2026 | $4,400 | $4,131 | -6.1% |
3-year DCA ranking
$100 every week for the last 3 years, for every coin on this site. XRP ranks #1 of 10.
| Coin | Value today | Return |
|---|---|---|
| XRP | $19,455 | +23.9% |
 Bitcoin | $17,054 | +8.6% |
 Ethereum | $13,793 | -12.1% |
 Chainlink | $13,611 | -13.3% |
 Solana | $12,419 | -20.9% |
 Litecoin | $12,036 | -23.3% |
 Dogecoin | $9,529 | -39.3% |
 Avalanche | $8,450 | -46.2% |
 Cardano | $7,805 | -50.3% |
 Polkadot | $6,012 | -61.7% |
What a single $1,000 purchase of XRP in each year would be worth today:
Putting a plan like this into practice
Kraken
Coinbase
Ledger
TrezorWe may earn a commission if you sign up through these links, at no cost to you. It never changes the numbers above. Disclosure.
More free crypto tools
- If you had investedWhat $1,000 in a coin would be worth today, for every year since it listed.
- Crypto vs gold and stocksThe same money in a coin, gold or the S&P 500, side by side.
- Bitcoin retirement calculatorProject what monthly buys could be worth by retirement, and the income.
- Savings goal calculatorHow long monthly buys take to reach a goal, like 0.1 BTC.
- Staking calculatorHow staking rewards compound over the years.
- Profit calculatorProfit or loss on a trade, with fees and the break-even price.
Questions
How much would $100 a week in XRP be worth now?
Buying $100 of XRP every week from Jul 13, 2023 to Nov 1, 2026 means 173 purchases totaling $17,300. That stack would be worth $23,015, a gain of +33%.
How far back does the XRP data go?
This calculator uses XRP (XRP) daily closing prices in USD from Coinbase, starting Jul 13, 2023, when it became available there. The most recent price is from Nov 1, 2026.
What is dollar-cost averaging (DCA)?
Dollar-cost averaging means investing a fixed amount on a fixed schedule, for example $100 every week, no matter what the price is. You buy more coins when the price is low and fewer when it is high, which smooths out your average cost and removes the pressure of timing the market.
How does this calculator work?
For every scheduled date it buys the chosen amount at that day's closing price in USD, as reported by Coinbase, minus the fee you enter. It then values everything you accumulated at the closing price on the end date. Taxes, spreads and withdrawal fees are not included.
Is DCA better than investing a lump sum?
Not always. When prices rise steadily, investing everything at once tends to win because the money is in the market longer. DCA tends to win when prices fall or swing after you start. Its main benefit is lower regret and less timing risk, not a higher expected return. The comparison under each result shows which came out ahead for your dates.