Best crypto exchange in Spain (2026)
Since 1 July 2026 only exchanges with a MiCA licence can serve customers in Spain, and Binance is not one of them. These five are licensed, take euros by SEPA transfer and have their app in Spanish. They differ on fees, on recurring buys and on where they are licensed. Here is how they compare, and which one fits what you want to do.
None of the exchanges on this page pay us. Disclosure.
Quick picks
Best for buying every month
Bitpanda
Savings plans from €10 a week, every two weeks or monthly, a published 0.99% fee on Bitcoin, and free SEPA deposits and withdrawals.
Low fees on a big exchange
Coinbase
Coinbase Advanced charges 0.25% to 0.50% per trade since September 2026, and euros go in and out by SEPA for free.
Good all-rounder
Kraken
Free SEPA and SEPA Instant deposits, over 200 coins, a simple app at 1% and Kraken Pro from 0.40% when you want an order book.
Lowest trading fees
Revolut
Revolut X charges 0% to 0.09% per trade. If you already use Revolut, your euros are already there.
A Spanish company
Bit2Me
Licensed by the CNMV, with support in Spanish from Spain. Simple buys cost more than elsewhere, and accounts left unused pay a monthly fee.
Side by side
| Exchange | Deposit euros | Withdraw euros | Simple buy | Order book | Recurring buys | Coins | MiCA licence |
|---|---|---|---|---|---|---|---|
| Bitpanda | SEPA or SEPA Instant, free | SEPA, free | 0.99% Bitcoin, 1.49% most others | Fusion: 0.25% | Weekly, every two weeks or monthly, from €10 | 650+ | FMA, Austria |
| Coinbase | SEPA, free | SEPA, free | Spread plus a fee, shown before you confirm | Advanced: 0.25% maker, 0.50% taker | Yes | Hundreds | CSSF, Luxembourg |
| Kraken | SEPA or SEPA Instant, free | SEPA, €1 | 1% plus spread | Kraken Pro: 0.40% maker, 0.80% taker | Yes, 1% | 200+ | Central Bank of Ireland |
| Revolut | From your Revolut account, free | Sell into your Revolut account | 1.49% (Standard plan) plus spread | Revolut X: 0% maker, 0.09% taker | Yes, same fee as a buy | 300+ | CySEC, Cyprus |
| Bit2Me | SEPA, free; card 1.99% | SEPA, free (€10 minimum) | 0.95% plus spread | Bit2Me Pro: 0.50% maker, 0.60% taker | Daily, weekly or monthly | 300+ | CNMV, Spain |
Order book fees are for the lowest volume tier. Simple buys also carry a spread, the gap between the buy price and the market price, except at Bitpanda, which quotes one all-in price. Revolut’s app fee is 0.99% on Premium and Metal plans, and Standard plans pay an extra 1% above €1,000 a month. Checked on each exchange’s site on Oct 31, 2026.
Each exchange in more detail
Bitpanda
Bitpanda, from Vienna, is licensed under MiCA by Austria’s FMA. Depositing euros by SEPA or SEPA Instant is free, and so is withdrawing them. Buying costs a published 0.99% for Bitcoin and stablecoins and 1.49% for most other coins, all in one price with no separate spread.
Its savings plan buys the same amount every week, every two weeks or every month, from €10. Beyond crypto it also sells stocks, ETFs and metals. Bitpanda Fusion, its trading screen, charges a flat 0.25%.
Coinbase
Coinbase is licensed under MiCA in Luxembourg. Euros go in and out by SEPA for free. The simple buy screen charges a spread plus a fee that it shows before you confirm but does not publish as a percentage.
Coinbase Advanced, in the same account, is much cheaper: since 16 September 2026 it charges 0.25% to 0.50% per trade for the lowest volumes in the EU, with no spread. You can also set up recurring buys.
Kraken
Kraken is licensed under MiCA in Ireland. Euro deposits by SEPA and SEPA Instant are free; a SEPA withdrawal costs €1. It lists over 200 coins.
The Kraken app charges 1% for instant and recurring buys, plus a spread. Kraken Pro, with the same account, has an order book from 0.40% maker and 0.80% taker for small volumes.
Revolut
Revolut sells crypto through Revolut Digital Assets Europe, licensed under MiCA in Cyprus. You buy from the euros already in your Revolut account, with no deposit fee. In the app, a buy costs 1.49% on the Standard and Plus plans and 0.99% on Premium and Metal, plus a spread, and Standard plans pay 1% more above €1,000 a month.
Revolut X, its separate exchange, is far cheaper: 0% for orders that wait in the book and 0.09% for orders that fill at once, whatever your volume. It has over 300 tokens.
Bit2Me
Bit2Me, founded in 2015 in Alicante, got its MiCA licence from the CNMV in October 2025. SEPA deposits and withdrawals are free, it has over 300 coins, and its support is in Spanish from Spain. Recurring buys can be daily, weekly or monthly.
Simple buys are expensive: 0.95% plus a spread that Bit2Me puts at around 1.2%, so a little over 2% in total in its own example. Bit2Me Pro is cheaper, from 0.50% to 0.60%. An account with no activity for a year, or no login for three months, pays €10 a month.
How to buy your first Bitcoin in Spain
- Create an account and verify your identity with your DNI or NIE. It usually takes a few minutes.
- Send euros by SEPA transfer from your bank. SEPA Instant arrives in seconds where the exchange accepts it.
- Buy Bitcoin, or set up a recurring buy so you invest the same amount every week or month.
- Once the amount is more than you would be comfortable losing, move it to a wallet you control.
See what weekly buying would have returned
Compare exchanges in Mexico · Argentina · Colombia · Brazil · Germany · France · Italy · Turkey · India · Indonesia · Vietnam
Is crypto regulated in Spain?
Yes. Spain applies MiCA, the EU’s crypto law, and the CNMV supervises it. The transition period ended on 1 July 2026: since then, only exchanges licensed in Spain or in another EU country can serve customers in Spain. Binance has no MiCA licence and stopped serving customers in Spain on that date. You can look any company up in the CNMV’s or ESMA’s register by its legal name.
A licence means the exchange must keep your crypto separate from its own and follow EU rules, but your crypto and euros there are not covered by the Fondo de Garantía de Depósitos.
Taxes
Gains from selling crypto, or from swapping one coin for another, are taxed in the savings part of your IRPF return at 19% to 30%, depending on the amount. If the crypto you keep with exchanges based outside Spain is worth more than €50,000 on 31 December, you also file the informative modelo 721. Since January 2026, exchanges across the EU report their users’ crypto to the tax authorities under DAC8. Keep a record of every buy and sell and ask a tax adviser before filing.
Questions
Which crypto exchanges are legal in Spain?
Since 1 July 2026, those with a MiCA licence from the CNMV or another EU regulator. Bit2Me is licensed in Spain; Bitpanda, Coinbase, Kraken and Revolut are licensed elsewhere in the EU and can serve Spain. Binance is not licensed.
Which is the cheapest way to buy Bitcoin in Spain?
On an order book: Revolut X at 0% to 0.09%, then Coinbase Advanced at 0.25% to 0.50%. For a simple buy, Bitpanda publishes 0.99% for Bitcoin with no extra spread. Bitpanda, Coinbase and Bit2Me charge nothing to deposit or withdraw euros by SEPA.
What happened to Binance in Spain?
Binance did not get a MiCA licence, so it stopped offering crypto services to customers in Spain on 1 July 2026. If you still have funds there, move them to a licensed exchange or a wallet of your own.
Do I pay tax on crypto in Spain?
Yes. Gains from selling or swapping crypto are taxed at 19% to 30% in your IRPF return, and crypto worth more than €50,000 with exchanges outside Spain also goes in modelo 721. Check with a tax adviser.