Crypto savings goal calculator
Set a goal in coins, like 0.1 BTC, and a monthly amount to buy. See how long it takes, what you spend and how a rising or falling price changes the timeline.
Buying $200 a month reaches 0.1 BTC in 3 years 4 months.
- Goal reached
- March 2030
- Total spent
- $8,000
- Average price
- $78,231
- Value at the goal
- $8,000
Time to the goal at other monthly amounts
| Monthly buy | Time | Total spent |
|---|---|---|
| $50 | 13 years 1 month | $7,850 |
| $100 | 6 years 7 months | $7,900 |
| $250 | 2 years 8 months | $8,000 |
| $500 | 1 year 4 months | $8,000 |
| $1,000 | 8 months | $8,000 |
| $2,000 | 4 months | $8,000 |
How the time to your goal is calculated
Each month, your monthly amount buys amount ÷ price coins. The months add up until your holding reaches the goal. If you enter a yearly price change, the price moves a little every month, so later buys get more or fewer coins.
A rising price makes a coin-based goal take longer, but the coins you already bought are worth more. Starting from today's price, the result ignores fees and assumes you buy every month.
Putting a plan like this into practice
Kraken
Coinbase
Ledger
TrezorWe may earn a commission if you sign up through these links, at no cost to you. It never changes the numbers above. Disclosure.
More free crypto tools
- DCA calculatorBacktest buying a coin on a schedule with real daily prices.
- If you had investedWhat $1,000 in a coin would be worth today, for every year since it listed.
- Crypto vs gold and stocksThe same money in a coin, gold or the S&P 500, side by side.
- Bitcoin retirement calculatorProject what monthly buys could be worth by retirement, and the income.
- Staking calculatorHow staking rewards compound over the years.
- Profit calculatorProfit or loss on a trade, with fees and the break-even price.
Questions
How long does it take to stack 0.1 BTC?
It depends on the price and your budget. At $80,000 per bitcoin, $200 a month reaches 0.1 BTC in about 40 months if the price stays flat. Try your own numbers above.
Should the goal be in coins or dollars?
A goal in coins measures how much of the asset you own; a goal in dollars measures value. Many long-term holders set coin goals, like a whole bitcoin or 0.1 BTC.
What yearly price change should I use?
Zero gives a simple baseline. Positive or negative values show how the timeline changes if prices rise or fall, but no one knows the future price.