Best crypto exchange in Vietnam (2026)
Vietnam has recognised crypto assets in law since 1 January 2026 and is piloting licensed Vietnamese exchanges, but as of late October 2026 none had been licensed. Every platform Vietnamese use today, including the four below, is foreign and not licensed in Vietnam, and dong gets in only through P2P, where you pay another user by bank transfer. Six months after the first licence is granted, trading outside a licensed platform can be fined. Here is how the four compare, and what changes once licensed exchanges open.
None of the exchanges on this page pay us. Disclosure.
Quick picks
Most dong P2P sellers
Binance
It had the most P2P ads in dong of these four on 31 October 2026, with 0.10% order book fees and Auto-Invest from hourly to monthly. Not licensed in Vietnam.
Lowest order book fee
OKX
0.08% maker and 0.10% taker, P2P and Convert with no fee, and an investor in CAEX, one of the Vietnamese applicants for a licence. OKX itself is not licensed in Vietnam.
No-fee P2P and Recurring Buy
Bybit
P2P in dong by bank transfer with no Bybit fee, 0.10% maker and taker on its order book and about 390 coins. Not licensed in Vietnam.
Crypto next to tokenized stocks
Bitget
About 500 coins plus tokenized stocks, P2P with no fee and recurring buys up to every two weeks. Not licensed in Vietnam.
Side by side
| Exchange | Deposit dong | Withdraw dong | Simple buy | Order book | Recurring buys | Coins | Licence in Vietnam |
|---|---|---|---|---|---|---|---|
| Binance | P2P only: buy USDT from another user by bank transfer, many ads from VND 150,000 | P2P: sell USDT, the buyer pays your bank account | Convert, price includes a spread | 0.10% maker and taker, 25% less paid in BNB | Auto-Invest from a crypto balance, hourly to monthly | About 520 | Not licensed in Vietnam |
| OKX | P2P only, by bank transfer, no OKX fee | P2P, no OKX fee | Convert, no fee, price includes a spread | 0.08% maker, 0.10% taker | Recurring buy from a crypto balance | About 470 | Not licensed in Vietnam |
| Bybit | P2P only, by bank transfer, no Bybit fee | P2P, no Bybit fee | Convert, price includes a spread | 0.10% maker and taker | Recurring Buy | About 390 | Not licensed in Vietnam |
| Bitget | P2P only, by bank transfer, no Bitget fee | P2P, no Bitget fee | Convert, price includes a spread | 0.10% maker and taker, 20% less paid in BGB | Daily, weekly, every two weeks or monthly | About 500, plus tokenized stocks | Not licensed in Vietnam |
Order book fees are for the lowest tier on USDT pairs. There is no direct dong deposit on any of these platforms: on P2P you pay the price each seller sets, which can sit above or below the bank rate, and the gap is your real cost. A buy with no fee still costs the gap between the buy and the sell price. None of these platforms withholds Vietnam’s 0.1% tax, which falls on licensed Vietnamese providers. Your bank may charge for a transfer. Checked on each exchange’s site on Oct 31, 2026.
Each exchange in more detail
Binance
Binance is not licensed in Vietnam, and as a foreign company it cannot be: only Vietnamese companies may apply. It has no dong deposits. You buy USDT on Binance P2P from another user, paying them by bank transfer; on 31 October 2026 it had about 350 dong ads for USDT, the most of these four, and many started at VND 150,000. Selling works the other way round: the buyer sends dong to your bank account and Binance releases your USDT to them once you confirm.
Its order book charges 0.10% for makers and takers at the lowest tier, 25% less if you pay fees in BNB, and Convert swaps one coin for another at a quoted price. Auto-Invest buys on a schedule from hourly to monthly, paid from a crypto balance such as USDT, not from dong. It trades about 520 coins, and you can withdraw them to your own wallet for a network fee.
OKX
OKX is not licensed in Vietnam. In April 2026 its venture arm took a stake in CAEX, a Vietnamese company in the VPBank group that has applied for one of the pilot licences, but that does not license OKX itself. Dong goes in through OKX P2P, where you pay a seller by bank transfer, and OKX says it charges nothing for P2P trades or for Convert.
Its order book charges 0.08% maker and 0.10% taker for regular users, the lowest of these four. Recurring buys, set up in Buy and sell or as a trading bot, run on a schedule from a crypto balance. It trades about 470 coins and lets you withdraw them to your own wallet.
Bybit
Bybit is not licensed in Vietnam. Its P2P market has dong ads paid by bank transfer, and Bybit says P2P trades carry no fee. Convert and a one-click buy quote you a price that includes a spread.
Its order book charges 0.10% for makers and takers at the lowest tier on crypto pairs. Recurring Buy lets you buy on a schedule. It trades about 390 coins, and you can withdraw them to your own wallet for a network fee.
Bitget
Bitget is not licensed in Vietnam. Its P2P market has dong ads paid by bank transfer, and Bitget says P2P trades carry no fee. Besides about 500 coins, its spot market lists around 3,000 tokenized stocks, which are a separate risk from the coins themselves.
Its order book charges 0.10% for makers and takers at the lowest tier, 20% less if you pay fees in BGB. Recurring buys run daily, weekly, every two weeks or monthly, and Spot Auto-Invest can split one plan across up to 10 coins. You can withdraw coins to your own wallet for a network fee.
How to buy your first Bitcoin in Vietnam
- Pick a platform. Once a licensed Vietnamese exchange opens, that is the one to use; until then, the options are foreign platforms like these, which are not licensed in Vietnam. Verify your identity with your chip ID card (CCCD) and a selfie in the app.
- Buy USDT on P2P with dong, by bank transfer from an account in your own name to the account shown in the order. Pay before you tap paid, and never release coins until the money is in your account.
- Swap USDT for Bitcoin with Convert or on the order book, or set up a recurring buy so you invest the same amount every week or month.
- Once the amount is more than you would be comfortable losing, move it to a wallet you control. Holding coins in your own wallet is not what the new fines target; trading outside a licensed platform is.
See what weekly buying would have returned
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Is crypto legal in Vietnam?
Owning it, yes. The Law on Digital Technology Industry, passed on 14 June 2025, recognises crypto assets as property from 1 January 2026. Government Resolution 05/2025/NQ-CP of 9 September 2025 runs a five-year pilot of licensed crypto exchanges: only Vietnamese companies with at least VND 10 trillion of paid-in capital may apply, foreign ownership is capped at 49% and part of the capital must come from institutions such as banks or securities firms. The Ministry of Finance grants the licences and the State Securities Commission handles applications, which it has taken since 20 January 2026. Five applications were judged complete, including CAEX (VPBank group) and TCEX (Techcombank group), and in October 2026 CAEX said it had passed the level 4 security check, but as of late October 2026 no platform had been licensed.
Once the first licence is granted, residents have six months to move their trading to licensed platforms. After that, under Decree 284/2026/ND-CP, in force since 1 September 2026, trading crypto outside a licensed provider can be fined VND 30 million to VND 50 million. The State Securities Commission has said you do not have to move coins held in your own wallet, only trade through a licensed platform. Crypto is not legal tender, and the State Bank of Vietnam does not allow it as payment for goods or services. There is no deposit insurance for crypto: in March 2026 police arrested the founder of the ONUS app, used by millions of Vietnamese, on charges of appropriating property and money laundering after users could no longer withdraw.
Taxes
Since 27 March 2026, under finance ministry Circular 32/2026/TT-BTC, an individual, resident or not, pays personal income tax of 0.1% of the value of each crypto transfer made through a crypto asset service provider, and transfers carry no VAT; Vietnamese companies instead pay 20% corporate income tax on their gains. Circular 41/2026/TT-BTC, in force since 6 April 2026, makes the Vietnamese provider withhold the tax on each transfer and file it monthly, and the revised Personal Income Tax Law (109/2025/QH15) has covered transfers of digital assets since 1 July 2026. With no licensed platform yet, no exchange is withholding it, and we found no guidance on how trades on foreign platforms are taxed. Keep a record of every buy, sell and transfer, and ask a tax adviser.
Questions
Which crypto exchange is best in Vietnam?
None is licensed in Vietnam yet, so the honest answer is the one you can leave easily once licensed exchanges open. Among the foreign platforms Vietnamese use, Binance has the most dong sellers on P2P, OKX the lowest order book fee at 0.08% maker and 0.10% taker, and Bybit and Bitget P2P with no fee. When a licensed Vietnamese exchange opens, move your trading there.
Is crypto legal in Vietnam in 2026?
Owning crypto is legal: the Law on Digital Technology Industry recognises crypto assets from 1 January 2026. Trading is meant to happen on exchanges licensed by the Ministry of Finance under a five-year pilot, but none had been licensed by late October 2026. Crypto cannot be used to pay for goods or services.
Will I be fined for using Binance in Vietnam?
Decree 284/2026/ND-CP sets a fine of VND 30 million to VND 50 million for trading crypto outside a licensed provider, but it only applies six months after the first platform is licensed. As no licence had been granted by late October 2026, that clock had not started. Binance, OKX, Bybit and Bitget are all foreign and not licensed in Vietnam.
How much tax do I pay on crypto in Vietnam?
Individuals pay 0.1% of the value of each crypto transfer made through a crypto asset service provider, under Circular 32/2026/TT-BTC, with no VAT. Licensed Vietnamese platforms will withhold it for you; none is licensed yet, and the rules do not say how trades on foreign platforms are taxed.