Best crypto exchange in Brazil (2026)
Four platforms cover most of what Brazilians need to buy crypto with reais. They differ on fees, on how many coins they offer, and on whether you can automate your buys. All four applied for Banco Central authorization before the October 2026 deadline. Here is how they compare, and which one fits what you want to do.
None of the exchanges on this page pay us. Disclosure.
Quick picks
Best for most people
Foxbit
Low order book fees, free withdrawals, recurring buys and a card that spends your crypto. Over 100 coins.
Lowest trading fees
Binance
A 0.10% fee on its order book and hundreds of coins. Better suited to people who already know how to trade.
Most coins from a Brazilian exchange
Mercado Bitcoin
Over 300 coins and free withdrawals. Its quick trade costs more than its order book.
Simplest if you bank with Nubank
Nubank
Buy from your Nubank balance in a few taps, from R$1, with scheduled buys. Only 28 coins.
Side by side
| Exchange | Deposit reais | Withdraw reais | Fees | Digital dollars | Recurring buys | Coins |
|---|---|---|---|---|---|---|
| Foxbit | Pix or TED | Free | 0.25% maker, 0.50% taker | USDT, USDC | Yes | 100+ |
| Binance | Bank transfer, free | R$3.50 | 0.10% (0.075% paying in BNB) | USDT, USDC | Daily, weekly, every two weeks or monthly | Hundreds |
| Mercado Bitcoin | Pix | Free | 0.30% maker, 0.70% taker; quick trade 0.7% to 3% | USDT, USDC | Not listed | 300+ |
| Nubank | From your Nubank balance | To your Nubank balance | 0.2% to 0.8%, by volume | USDC | Weekly, every two weeks or monthly | 28 |
Order book fees are for the lowest volume tier (Foxbit, Binance Spot, Mercado Bitcoin). Nubank charges by your last 45 days of trading. The simple “buy” or “convert” screens at Foxbit and Binance charge a spread instead, shown before you confirm but not published as a percentage. Checked on each exchange’s site on Oct 31, 2026.
Each exchange in more detail
Foxbit
Foxbit is a Brazilian exchange with over 100 coins, including USDT and USDC. Withdrawing reais to your bank is free, and its order book starts at 0.25% maker and 0.50% taker, lower than Mercado Bitcoin’s.
It offers recurring buys (DCA) and the Foxbit Card, a Mastercard that spends your crypto balance with up to 1% cashback. Foxbit has applied for authorization from the Banco Central.
Binance
Binance has the lowest trading fees and the most coins. Depositing reais is free and withdrawing costs R$3.50, always to an account in your own name and CPF. Its recurring buy runs daily, weekly, every two weeks or monthly.
In October 2026 Binance moved its Brazilian users to new local companies, applied for Banco Central authorization, and stopped offering futures, margin and some tokens in Brazil. The app is busier than the others and aimed at people who trade.
Mercado Bitcoin
Mercado Bitcoin is one of the largest Brazilian exchanges, with over 300 coins, including USDT and USDC. Withdrawing reais is free.
Its order book starts at 0.30% maker and 0.70% taker. “Negociação rápida”, the quick buy, costs between 0.7% and 3% depending on the amount, so for anything but small buys the order book is cheaper. Mercado Bitcoin has applied for Banco Central authorization.
Nubank
If you bank with Nubank, crypto is already in your app: you buy from your balance, from R$1, with no transfer. Scheduled buys run weekly, every two weeks or monthly.
Fees depend on how much you traded in the last 45 days: 0.8% under R$100, down to 0.2% above R$10,000, and nothing for Ultravioleta customers. There are only 28 coins, and USDC is the only stablecoin. Nubank operates under the Banco Central’s transition rules while its authorization is reviewed.
How to buy your first Bitcoin in Brazil
- Create an account and verify your identity with your CPF and your RG or CNH. It usually takes a few minutes.
- Send reais by Pix from an account in your own name. With Nubank, you skip this step.
- Buy Bitcoin, or set up a recurring buy so you invest the same amount every week or month.
- Once the amount is more than you would be comfortable losing, move it to a wallet you control.
See what weekly buying would have returned
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Is crypto regulated in Brazil?
Yes. Under the 2022 crypto law, the Banco Central regulates crypto companies, and its rules took effect in February 2026. Companies already operating had until 30 October 2026 to apply for authorization and can keep running while the Banco Central reviews them; those that did not apply must wind down. Applying is not the same as being authorized.
The rules require exchanges to keep client assets separate from their own. Buying stablecoins and sending crypto to your own wallet now count as foreign exchange operations, so your exchange may ask who owns the wallet you send to. Crypto is not covered by the FGC deposit guarantee.
Taxes
If you sell up to R$35,000 of crypto in a month, the gain is exempt. Above that, the gain on that month’s sales is taxed at 15% to 22.5%, paid by DARF by the end of the following month. Crypto bought for R$5,000 or more goes in your annual return under Bens e Direitos, group 08, and if you use a foreign exchange or your own wallet you may also have to report monthly. Keep a record of every buy and sell and ask an accountant.
Questions
Which crypto exchanges are authorized in Brazil?
The Banco Central is reviewing applications: Foxbit, Binance, Mercado Bitcoin and Nubank all applied by the 30 October 2026 deadline and can keep operating meanwhile. Applying is not the same as being authorized, and crypto is not covered by the FGC.
Which is the cheapest way to buy Bitcoin in Brazil?
Binance Spot at 0.10% per trade, then the Foxbit and Mercado Bitcoin order books. Quick-buy screens cost more: up to 3% at Mercado Bitcoin. Nubank charges 0.2% to 0.8% depending on your volume.
Can I buy crypto with Nubank?
Yes, straight from your Nubank balance, from R$1, with 28 coins and USDC available, and scheduled buys every week, two weeks or month.
Do I pay tax on crypto in Brazil?
Gains are exempt if you sell up to R$35,000 in a month. Above that, they are taxed at 15% to 22.5%, and crypto worth R$5,000 or more at cost goes in your annual return. Check with an accountant.