Best crypto exchange in France (2026)
Since 1 July 2026 only platforms with a MiCA licence can serve customers in France. These six have one: two French apps, a German neobroker with a French IBAN, and three European exchanges. They differ on fees, on recurring buys and on how many coins they offer. Here is how they compare, and which one fits what you want to do.
None of the exchanges on this page pay us. Disclosure.
Quick picks
Best for saving in Bitcoin
Bitstack
A French Bitcoin-only app: recurring buys from €1, round-ups on your card spending and free SEPA deposits. Fees from 1.50%, or 0.75% on the Plus plan.
A French platform
Coinhouse
Licensed by the AMF, with a published 0.99% fee per buy, 62 coins and recurring buys from €10. A subscription removes the fee up to €3,000 a month.
Cheapest small savings plans
Trade Republic
Crypto savings plans from €1 with no order fee, €1 per one-off buy, a French IBAN and about 50 coins you can send to your own wallet.
Lowest trading fees
Bitvavo
0.15% to 0.25% per trade, free SEPA deposits and withdrawals, over 400 markets and recurring buys from €5.
Good all-rounder
Kraken
Free SEPA and SEPA Instant deposits, a simple app at 1% and Kraken Pro from 0.40% when you want an order book.
Low fees on a big exchange
Coinbase
Coinbase Advanced charges 0.25% to 0.50% per trade in the EU since September 2026, and euros go in and out by SEPA for free.
Side by side
| Exchange | Deposit euros | Withdraw euros | Simple buy | Order book | Recurring buys | Coins | MiCA licence |
|---|---|---|---|---|---|---|---|
| Bitstack | SEPA or SEPA Instant, free; card 0.70% | SEPA transfer | 1.00% to 1.50% (0.75% on Plus) plus spread | None | Daily, weekly or monthly from €1, plus round-ups | Bitcoin only | AMF, France |
| Coinhouse | SEPA, free; card buys 1.99% | SEPA, free | 0.99% plus €0.12 plus spread | None | Weekly, twice a month or monthly, from €10 | 62 | AMF, France |
| Trade Republic | Bank transfer to a French IBAN | Bank transfer | €1 per order plus spread | None | From €1, no order fee | About 50 | BaFin, Germany |
| Bitvavo | SEPA, free; card or PayPal 1% | SEPA, free | Pays the order book fee | 0.15% maker, 0.25% taker | Daily to monthly, from €5 | 400+ | AFM, Netherlands |
| Kraken | SEPA or SEPA Instant, free | SEPA, €1 | 1% plus spread | Kraken Pro: 0.40% maker, 0.80% taker | Yes, 1% | 200+ | Central Bank of Ireland |
| Coinbase | SEPA, free | SEPA, free | Spread plus a fee, shown before you confirm | Advanced: 0.25% maker, 0.50% taker | Weekly, twice a month or monthly | Hundreds | CSSF, Luxembourg |
Order book fees are for the lowest volume tier. Simple buys also carry a spread, the gap between the buy price and the market price: Bitstack puts it at 0% to 1%, while Coinhouse and Trade Republic do not publish a figure. Bitstack’s fee falls with your 30-day volume. Checked on each exchange’s site or price list on Oct 31, 2026.
Each exchange in more detail
Bitstack
Bitstack is a French app, licensed under MiCA by the AMF, that only sells Bitcoin. It is built for saving: recurring buys daily, weekly or monthly from €1, and round-ups that invest the change from your card spending every week. Its euro account has a French IBAN, and SEPA and SEPA Instant deposits are free.
Buys cost 1.50% below €250 of monthly volume, falling to 1.00% above €1,000, plus a spread of up to 1%. The Plus plan, at €2.99 a month, brings the fee down to 0.75%. You can withdraw your Bitcoin to your own wallet, with free standard withdrawals.
Coinhouse
Coinhouse started in Paris as La Maison du Bitcoin and is licensed under MiCA by the AMF. A buy costs 0.99% plus €0.12 from your euro account, or 1.99% by card, plus a spread it does not publish. Its euro account has a French IBAN, and SEPA transfers in and out are free.
It offers 62 coins and recurring buys weekly, twice a month or monthly from €10. The Investisseur subscription, from €9.90 a month on a yearly plan, removes the buy fee up to €3,000 a month. Sending coins to your own wallet costs the network fee plus 0.29%, at least €1.49.
Trade Republic
Trade Republic is a German neobroker and bank, licensed under MiCA by BaFin, with a French branch that gives you a French IBAN. A one-off crypto buy costs €1, plus a spread it does not publish; crypto savings plans start at €1 and have no order fee.
It has about 50 coins, and you can send them to your own wallet paying only the network fee. Paying with its card can earn 2% back in crypto if you also run a savings plan.
Bitvavo
Bitvavo, from Amsterdam, is licensed under MiCA by the Dutch AFM. It has the lowest fees here for small volumes: 0.15% for orders that wait in the book and 0.25% for orders that fill at once. SEPA deposits and withdrawals are free; cards and PayPal cost 1%.
It lists over 400 euro markets, and you can withdraw your coins to your own wallet. Recurring buys run daily, weekly, every two weeks or monthly from €5, at the normal trading fee.
Kraken
Kraken is licensed under MiCA in Ireland. Euro deposits by SEPA and SEPA Instant are free; a SEPA withdrawal costs €1. It lists over 200 coins.
The Kraken app charges 1% for instant and recurring buys, plus a spread. Kraken Pro, with the same account, has an order book from 0.40% maker and 0.80% taker for small volumes.
Coinbase
Coinbase is licensed under MiCA in Luxembourg. Euros go in and out by SEPA for free. The simple buy screen charges a spread plus a fee that it shows before you confirm but does not publish as a percentage.
Coinbase Advanced, in the same account, is much cheaper: since 16 September 2026 it charges 0.25% to 0.50% per trade for the lowest volumes in the EU, with no spread. Recurring buys can be weekly, twice a month or monthly.
How to buy your first Bitcoin in France
- Create an account and verify your identity with your ID card or passport. It usually takes a few minutes.
- Send euros by SEPA transfer from your bank. With SEPA Instant they arrive in seconds where the platform accepts it.
- Buy Bitcoin, or set up a recurring buy so you invest the same amount every week or month.
- Once the amount is more than you would be comfortable losing, move it to a wallet you control.
See what weekly buying would have returned
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Is crypto regulated in France?
Yes. France applies MiCA, the EU’s crypto law, and the AMF supervises it. The old PSAN registration stopped being enough on 30 June 2026: since 1 July, only platforms licensed under MiCA in France or another EU country may serve customers here, and all six on this page are. Binance has no MiCA licence in the EU. You can look any company up in the AMF’s or ESMA’s register.
A licence means the platform must keep your crypto separate from its own and follow EU rules, but crypto is not covered by deposit insurance.
Taxes
When you sell crypto for euros or pay with it, the gain is taxed at the 31.4% flat tax in 2026 (12.8% income tax plus 18.6% social contributions, up from 30% after a rise in the CSG), unless you choose the progressive scale. Swapping one coin for another is not taxed until you cash out, and if your total sales in the year are €305 or less, there is nothing to pay. You declare gains on form 2086, and accounts opened with platforms based outside France on form 3916-bis. From 2026, platforms across the EU record their users’ transactions for the tax authorities under DAC8. Keep a record of every buy and sell and ask a tax adviser if in doubt.
Questions
Which crypto platform is best in France?
It depends on how you buy. To save in Bitcoin a little at a time, Bitstack. For a French platform with many coins, Coinhouse. For the cheapest small savings plans, Trade Republic. For the lowest trading fees, Bitvavo at 0.15% to 0.25%.
Which is the cheapest way to buy Bitcoin in France?
A Trade Republic savings plan has no order fee, only the spread. For one-off buys, Bitvavo charges 0.15% to 0.25% and Coinbase Advanced 0.25% to 0.50%. Coinhouse’s subscription removes its fee up to €3,000 a month.
How is crypto taxed in France in 2026?
Gains are taxed when you sell for euros or pay with crypto, at the 31.4% flat tax in 2026. Crypto-to-crypto swaps are not taxed, and total sales of €305 or less in a year are exempt.
Do I need to declare a foreign crypto account?
Yes. Accounts with platforms based outside France, such as Bitvavo, Kraken or Coinbase, go on form 3916-bis with your tax return, even if you made no sales.